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oriphelunex

78 Mair St, Ballarat, VIC 3350

Build Your Financial Foundation

Master budget fundamentals through practical learning designed for real-world application. Join our comprehensive program starting August 2025.

Explore Program Details
Financial planning workspace with calculator and budget documents

Why Budget Foundations Matter

Financial stability starts with understanding where your money goes. Most people struggle not because they don't earn enough, but because they never learned systematic approaches to managing what they have.

  • Track spending patterns that often go unnoticed
  • Create realistic budgets that actually work long-term
  • Build emergency funds gradually and sustainably
  • Develop habits that support financial growth
  • Plan for both expected and unexpected expenses
Person reviewing financial statements and budget planning materials

Your Learning Journey

We've structured this program around practical skills you'll use immediately. Each module builds on the previous one, creating a comprehensive understanding of personal finance management.

1

Money Tracking

Learn to identify and categorize all income and expenses. Discover spending patterns that might surprise you.

2

Budget Creation

Build realistic budgets based on your actual spending habits, not theoretical ideals that don't match real life.

3

Habit Formation

Develop sustainable financial habits that support your goals without requiring constant willpower or sacrifice.

Financial education materials and learning resources spread on desk
Financial educator and program instructor

Cassiopeia Thornfield

Lead Financial Educator

15+ years teaching practical finance • Certified Financial Planning background • Author of "Budgeting Without Stress"

Learn From Real Experience

Cassiopeia brings years of helping individuals transform their financial lives. She's worked with everyone from fresh graduates drowning in student debt to families preparing for retirement. Her approach focuses on what actually works in daily life, not textbook theories.

Practical Application

Every lesson includes real-world scenarios and hands-on exercises using your actual financial situation.

Individual Support

Small class sizes ensure personalized feedback and guidance tailored to your specific circumstances.

Long-term Focus

Build skills that serve you for decades, not quick fixes that fade after a few months.

Community Learning

Connect with others on similar journeys and learn from diverse experiences and perspectives.

Ready to Take Control?

Our next Budget Foundations program begins August 2025. Classes meet twice weekly for eight weeks, with flexible scheduling options to fit your life.

Flexible Learning

Evening and weekend sessions available. Miss a class? Catch up with recorded sessions and supplementary materials.

Real Results

Participants typically identify 0-500 in monthly savings opportunities and build confidence in financial decision-making.